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Vacant Land Flexi Smart
Versatile features to assist you spend your loan off faster.
With all the freedom of making prepayment, you’ll be able to save very well interest right from the start. This shortens your loan tenure, and finally, you’ll own your land faster. For additional convenience, you might also need the flexibleness to withdraw prepayment, and also to save much more, Vacant Land Flexi Smart comes without maintenance and set-up costs.
- Vacant Land Flexi Smart
- Vacant Land Flexi Smart
Qualities & Advantages
For domestic, commercial, commercial and agricultural land that is vacant
Withdrawal and payment convenience
Make withdrawal and prepayment via CIMB Clicks, Contact Centre or any CIMB Bank branches nationwide
High margin of funding
• Commercial and industrial: as much as 65% + 5% (GMTA/Legal/Valuation)
• Agricultural: as much as 55% + 5% (GMTA/Legal/Valuation)
Flexibility of withdrawal
Withdraw prepayment anytime at an inexpensive charge.
Loan tenure
• Res years of age, whichever is early in the day
• Commercial, industrial and agricultural: as much as two decades, or 65 years, whichever is early in the day
Group Mortgage Term Assurance (GMTA) could be financed
Save well on revenue once you make prepayment which decreases the outstanding principal loan quantity
No processing / put up / upkeep cost
Enjoy more affordability.
Extra Features
- No dedication costs
- Statement – Annually
- Prevailing Rate Of Interest and Default Clause. Please click on this link to find out more.
- For CIMB Prime Banking customer, benefit from the after benefits:
- Earn 0.1 Bonus aim for each and every financing that is RM1
- Preferential prices
Month-to-month Installment Calculator
Pick the timeframe to learn the rates that are corresponding annum.
Eligibility & Requirement
- People aged 18 years and above.
- NRIC photocopy
- Latest three months’ wage slide
- Latest EPF statement / Latest 3 months bank statements showing wage crediting
- Purchase & Purchase Agreement / Booking form from designer
- NRIC photocopy
- Company enrollment
- Latest a few months company bank statements
- Latest Form B with taxation re re payment receipt
- Purchase & Purchase Agreement / Booking form from designer
Costs & Costs
Provider Tax Implementation Taxes on services and products (including although not limited by solution taxation, indirect fees or withholding taxes), where relevant, because could be imposed by the national of Malaysia and any fees payable relating to or arising away from facility funding/account will undoubtedly be payable.
| Products / Items | Fees and costs | |
|---|---|---|
| 1 | HomeLoan / BizLoan / Variable Residence Financing-i / Business Premises Financing-i / Term Financing-i / Vacant Land Financing | Processing charge: Not relevant |
| 2 | HomeFlexi / BizFlexi / Flexi Home Financing-i / Flexi company Premises Financing-i | |
| 3 | Flexi Vacant Land Financing | |
| 4 | HomeFlexi Smart/ BizFlexi Smart / HomeFlexi Smart-i / BizFlexi Smart-i | Processing charge of RM200.00 |
| 5 | HomeFlexi Smart / BizFlexi Smart/ Vacant Land Flexi Smart / HomeFlexi Smart-i / BizFlexi Smart-i / Residential Vacant Land Flexi Smart-i | |
| 6 | Secured OD | Commitment charge of just one% p.a. In the unutilised quantity for OD center of RM 250,000.00 and above |
| 7 | Special PR1MA End Financing (SPEF) Package | Processing fee of RM 200.00 |
| 8 | Redemption online installment loans la declaration (Home loan / Home financing) | RM 50.00 per request |
| 9 | Letter of verification for EPF withdrawal | RM 20.00 per demand |
| 10 | Ring Fence Processing Fee for EPF withdrawal | RM 50.00 per demand |
| 11 | Reproduction of statements | |
| 12 | Stamp Duties |
